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| Residential Purchase Loan |
| Residential Refinance Loan |
| Residential Loan Limit |
| Reverse Mortgage |
| Free Credit Report |
| Commerical Loan |
| Project Financed Through UMC |
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Residential Purchase Loan
- 95% for loan amount up to $647,200
- No Point / No Closing Cost
- Fixed / Adjustable
- Interest Only
- Construction / Construction to Permanent Loan
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Residential Refinance Loan
- Free Consultation
- No Point / No Closing Cost
- Fixed 30, 20, 15, 10 years option
- Adjustable 1 yr, 3 yr, 5 yr, 7 yr, 10 yr, options
- Interest Only Loan for some terms
- Free Rate Lock / Float Down Option
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Residential Loan Limit
Conforming (Non-Jumbo) Loan Limits For 2022
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Property Type |
New Limits
Continental U.S. |
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1 Unit |
$726,200 |
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2 Units |
$929,850 |
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3 Units |
$1,123,900 |
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4 Units |
$1,396,800 |
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Reverse Mortgage
- All borrowers on title must be at least 62 of age
- Live in property as Owner Occupied
- No income, employment, and assets verification
- No repayment as long as you live in your home
- Does not affect Social Security and/or Medicare benefits
- Heirs can keep the property once they paid off the reverse mortgage
- Interest applies to cash advanced only (works like a line of credit)
- You can check out the AARP website for more information http://www.aarp.org/money/revmort/
- Common misconceptions and questions Click Here
- About Reverse Mortgages Q & A Click Here
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Free Credit Report
Free Credit Report
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Commerical Loan
- Free Consultation
- Purchase / Refinance of Real Estate
- Owner Used / Investment
- 10% Down SBA loan
- Custom Local Commerical Bank Loan
- Best Rate National Conduit Loan
- Operating Line of Credit
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Project Financed Through UMC
- Warehouse, Office, Shopping Center, Apartment, Mixed Use, Hotel, Motel, Mobile Home Park, Land, Church, and other Single Purpose Real Estate.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $647,200 with closing costs of $6,472. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $970,800 with closing costs of $9,708. Your actual APR may be different depending upon these factors.
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