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| Residential Purchase Loan |
| Residential Refinance Loan |
| Residential Home Equity Loan |
| Residential Loan Limit |
| Reverse Mortgage |
| Free Credit Report |
| Commercial Line of Credit |
| Commerical Loan |
| Project Financed Through UMC |
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Residential Purchase Loan
- 95% for loan amount up to $417,000
- No Income Verification for Qualified Borrowers
- No Point / No Closing Cost
- Fixed / Adjustable
- Interest Only
- 40 Year Term
- Construction / Construction to Permanent Loan
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Residential Refinance Loan
- Free Consultation
- No Income Verification for Qualified Borrowers
- No Point / No Closing Cost
- Fixed 30, 20, 15, 10 years option
- Adjustable 1 mo, 3 mo, 6 mo, 1 yr, 3 yr, 5 yr, 7 yr, 10 yr, options
- Interest Only Loan for any terms
- 40 year Term Available
- Free Rate Lock / Flow Down Option
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Residential Home Equity Loan
- No Closing Cost / Low Closing Cost Option
- Prime Minus Option for Qualified Borrowers
- Home Equity Line of Credit (HELOC) with 10 years draw and 20 years payback
- Fixed 30 or 15 years option
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Residential Loan Limit
New!
Conforming (Non-Jumbo) Loan Limits For 2008!
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Property Type |
New Limits
Continental U.S. |
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1 Unit |
$417,000 |
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2 Units |
$533,850 |
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3 Units |
$645,300 |
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4 Units |
$801,950 |
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Reverse Mortgage
- All borrowers on title must be at least 62 of age
- Live in property as Owner Occupied
- No income, employment and assets verification
- No repayment as long as you live in your home
- Does not affect Social Security and/or Medicare benefits
- Heirs can keep the property once they paid off the reverse mortgage
- Interest applies to cash advanced only (works like a line of credit)
- You can check out the AARP website http://www.aarp.org/money/revmort/
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Free Credit Report
Free Credit Report
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Commercial Line of Credit
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Commerical Loan
- Free Consultation
- Purchase / Refinance of Real Estate
- Owner Used / Investment
- 10% Down SBA loan
- Custom Local Commerical Bank Loan
- Best Rate National Conduit Loan
- Operating Line of Credit
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Project Financed Through UMC
- Warehouse, Office, Shopping Center, Apartment, Mixed Use, Hotel, Motel, Mobile Home Park, Land, Church, and other Single Purpose Real Estate.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $4,170. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $10,000. Your actual APR may be different depending upon these factors.
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