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Meet Our Team
Joseph Chan
Joseph Yick
Michelle Liu
Mindy Kwong
Kelly Kwong
 

Joseph Chan

Joseph Chan has been a professional in the financial services industry since 1977. He started as a Commercial Loan Officer in Beijing, Hong Kong, Vancouver, Toronto and Seattle before coming to California in 1988 as a mortgage loan originator. Later he co-founded Foster City's first mortgage bank before independently starting United Money Center (UMC) in 1996.

Joseph uses his 30+ years of experience in the mortgage industry to help home owners and home buyers secure the lowest rates on the market and select the loan program that best suits their needs. He has helped hundreds of first time buyers close their purchases on schedule by using the latest technology to speed up processing. He is proud to announce that UMC has maintained a perfect record, closing every loan on time in its 17 year history!

Languages: English, Cantonese, Mandarin and Shanghaiese

Phone: (650)286-3800
Fax: (650)286-3803


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Joseph Yick

Loan Agent 

Joseph decided to join us and became a loan agent in February 2017. He will be happy to answer any of your loan inquiries.

Languages: Cantonese, Mandarin, & English 



303 Vintage Park Drive
Foster City, CA 94404
Phone: 510 282-3238
Fax: 6502863803


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Michelle Liu

Loan Agent

Michelle Liu, graduated with a B.S. degree in Business Administration from San Francisco State University.  She has been engaging in real estate sales since 1990 and joined United Money Center in 1998. Her other work experiences include customer relations management, sales and marketing researches and international trade in the global marketplace.

Languages:  English, Cantonese, Mandarin and Shanghainese

Phone: (510) 386-2638


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Mindy Kwong
Loan Agent

With over 20 years of experience, Mindy has worked in the real estate and mortgage field since 2002. Starting out as a loan processor, Mindy actively continues to improve her expertise and knowledge through attending classes, conventions, and seminars. She is an active member of the California Association of Realtors, the Santa Clara County Association Realtors (www.sccaor.com), and the National Association of Realtors. Mindy is also an experienced property manager for apartments and homes located across multiple cities in California.

Languages: English, Cantonese, Mandarin and Shanghaiese


303 Vintage Park Drive, Suite 120
San Mateo, CA 94404
Phone: 6502863800


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Kelly Kwong

Loan Processor

Kelly graduated from University of California Riverside with a B.S. in Finance. She has since been trained in every aspect of mortgage transactions and is happy to answer any questions you might have throughout the application process.

Languages: English 



303 Vintage Park Drive
Foster City, 94404
Phone: 6502863800
Fax: 6502863803


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