Welcome to United Money Center! Are you looking to buy a home, refinance a home or obtaining a Home Equity Line Of Credit (HELOC)? Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals. You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online!

For Commercial loans, Commercial Line of Credit, SBA 7(a) or 504 programs, please ask for our Commercial Loan Officer directly.

Recently Closed Loans:

Loan Amount: $1,500,000          Program Type: ARM 5/1 Interest Only          Interest Rate: 6.125%          Location: Palo Alto          Customer: Physician and Dentist

Loan Amount: $732,000        Program Type: ARM 3/1        Interest Rate: 5.375%        Location: Menlo Park        Customer: Director/Corporate Development

Loan Amount: $417,000/$172,000       Program Type: Fixed 30/30 /Heloc       Interest Rate: 5.50% /Prime       Location: San Carlos       Customer: Engineer

Loan Amount: $417,000/$81,750       Program Type: ARM 5/1 Interest Only/Heloc       Interest Rate: 4.875%/Prime+0.50%       Location: San Mateo       Customer: Director/Finance

Loan Amount: $300,000       Program Type: Heloc       Interest Rate: Prime-0.25%       Location: Moraga       Customer: Director/Shipping

Loan Amount: $417,000 (Investment)       Program Type: Fixed 30/30       Interest Rate: 5.875%       Location: Foster City       Customer: Retired

What Sets Us Apart:

1. We always answers your calls with a live person, not voice messaging system.

2. You can always speak or email directly to one of our staffs who knows where exactly your file stands.

3. We update your loan status online everyday so that you can check the progress yourself online at your convenience.

4. Some of our staffs have been with us for over 10 years, so you can always expect a familiar voice from our end.

5. Our agents are all on a commission bases, so you can always get hold of them should you need their service.

6. We will meet or beat the various deadlines that you may face during your financing process.  Your agent or one of our staffs will either call or email your status on or before each deadline.

7. You can choose either to apply online yourself or through one of our experienced agents. Meet Our Team

8. We have a Price Guarantee Policy like retail stores.  We will either beat or meet the reasonable interest rate our competitors may offer! Apply Now

Contact us directly and let us know how we can help you in your home buying or refinance process.